Free UAE Mortgage Calculator

EMI & Eligibility Calculator

Monthly EMI · Total cost · Eligibility check · Amortisation schedule — all instant, all free.

Enter Loan Details

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Property ValueAED 2,000,000
AED
AED 300KAED 20M
Down Payment25% — AED 500,000
20% (Min)50%
Min 20% for residents · 25% for non-residents (up to AED 5M)
Annual Interest Rate3.99%
%
2%10%
Loan Tenure20 years
5 yrs25 yrs
Monthly Income (AED)AED 30,000
AED
For eligibility check — UAE 50% DBR rule
Your Mortgage Summary

Updates instantly as you adjust inputs

Monthly EMI Payment
AED 0
for 20 years
Loan Amount
AED 0
Down Payment
AED 0
Total Interest
AED 0
Total Payment
AED 0
Payment breakdown — Principal vs Interest
0%
interest
Principal
AED 0
Total Interest
AED 0
Total Cost
AED 0
Your Loan Eligibility
Max Eligible Loan (50% DBR)—
Your EMI as % of Income—
Free · Response in 2 hours · No obligation
Year-by-Year Breakdown
Amortisation Schedule
Reducing balance method
YearOpening Balance Annual Payment Principal PaidInterest Paid Closing Balance

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